If you’re familiar with health and dental insurance, you’ve heard the term open enrollment before. But do you know why it exists and what it means? What is open enrollment? An open enrollment period is a window of time where someone can change insurance benefits. They can buy … [Read more...]
What is Dual Coverage Dental Insurance?
What happens if you or a family member is covered by more than one dental plan? You don’t get “double” the cleanings and coverage, but it can mean additional out-of-pocket savings on dental treatment. Here’s more information on what dual and tertiary coverage means for you. How … [Read more...]
3 “I Do’s” for Dental Insurance After Marriage
Newlywed life is bliss. But once you freeze the last slice of cake, preserve the bouquet, and return from the honeymoon, it’s time to tackle less-exciting responsibilities. One of those is considering health insurance after marriage. Luckily, we have 3 tips to make that … [Read more...]
An Overview of Cafeteria Plans
Some companies give employees the option to pay for qualifying health expenses on a pre-tax basis. These types of offerings are called cafeteria plans. Covered under section 125 of the IRS, spouses and dependents are all eligible for benefits under cafeteria plans. On average, … [Read more...]
Using Your Benefits Out-of-State: A Go-To Guide
Your PTO is approved, the bags are packed and your kids are ready for a vacation. But have you considered how out of state health coverage works? No matter how much preparation goes into your travel plans, unexpected things can happen. That’s why it’s important to know what to … [Read more...]
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